Dog liability insurance can be really easy
Dog owners are legally responsible for all damages their dogs cause to any third parties. That’s why you should cover this risk.
Vet costs can be very expensive, but it’s possible to cover this with an additional pet health insurance.
We do not give an insurance recommendation without knowing your situation and your needs. Our goal is to optimise the insurance for every four-legged friend without the owner having to spend enormous amounts of money and save everyone a lot of time. We’ll do all of that for you. We work with a wide variety of insurance companies to find the best contract for you.
Of course, it depends on the contract you are entering into, but here are some examples:
For example if your dog runs into the road and then causes a traffic accident. The resulting property damage is covered.
For example if your dog bites someone. The medical care of that person is covered.
For example if your dog causes someone to be late for a business meeting and they lose a contract with a client.
The insurance company checks whether a claim from a third party is justified. In the event of an unjustified claim, the insurance pays the legal costs to avert the claim.
These six states are: Schleswig-Holstein, Hamburg, Lower Saxony, Saxony-Anhalt, Thuringia and Berlin.
In most other German states only ‘dangerous’ dog breeds have to have the Dog liability insurance. But it’s still advisable to have this insurance as you are liable for all damages your dog causes throughout Germany and all other European countries.
In Germany there are 100,000 insured liability claims caused by dogs every year. The insurers pay approx. 80 million euros a year in total.
Our Insurance Agency, who specialised on Expats in Germany helps English-speaking customers since 1960.
It doesn’t matter whether you live in Hamburg, Frankfurt, Berlin or elsewhere. We take care of your insurance matters nationwide.
Let us know know about your requirements
Nato Air Base – Building 81
Lilienthalallee 100
52511 Geilenkirchen
Germany
We have answers to all your questions, however silly it may sound
Best would be to please fill out our online quotation form here. Then we will have all the required information to send you an email with our best offers.
The price is based on the breed and the cover required. In principle, good dog liability insurance can be available from as little as 47 euros a year.
Yes, all of Europe is covered (normally restricted up to 6 months at a time). Some policies also do worldwide cover.
This is a web portal from Culpeck Insurance, your Expat Insurance Agency in Germany.
We help everyone to find the best dog liability insurance to cover any third party claims the dog causes. If required, we can also setup insurance to cover the veterinarian's bill.
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